Expert of USDA Loan, Conventional Loan & FHA Loan In McKinney, TX

Essential Tips on Prodigy Lending You Must Know In McKinney, City

 

 

Prodigy Lending Company consists of a team which entails experts in home loans. It is our commitment to offering you high-quality services meeting all your mortgage needs. Combined with lowest McKinney VA Mortgage rates and other loan programs, we will work one on one with you with an ambition of getting a home loan which is tailored to meet all your expectations. Whether it is your desire to buy a dream house, refinance another loan which exists or consolidating debt, we are experienced loan officers and will definitely obtain the right loan program at the lowest rate possible. 

Facts on Getting the Right Mortgage for You

Conventional Mortgage Loans

These loans have the following:

  • Lower Private Mortgage Insurance than in FHA mortgages
  • Low home deposits of about three percent
  • Flexible terms on mortgages of about  10, 15, 20 and 30 year
  • Has no Lender fees

Federal Housing Administration Mortgages 

On these loans, you are likely to find the following:

  • A very low down payment is required of about 3.5 percent
  • Ease of qualification
  • Very attractive rates of interests
  • High debt to income ratio
  • Availability of Rehab Loans

VA House Loans

In Veteran Loans, you are likely to find the following:

  • About 100 percent financing
  • Lower closing costs
  • Ease of qualification
  • Reliable VA Loan rates in McKinney
  • No mortgage insurance

USDA Mortgage Loans

On this, you will find the following:

  • About 100 percent financing
  • No down payment required 
  • Low rates of interest
  • Low mortgage insurance cost
  • Ought to qualify for income as well as your location

The ultimate goal is creating a long relationship between us and our clients. This will help us continue offering lending services for multiple years. Unlike many other nationwide home loan companies, all our clients’ details are handled with care to avoid breaching. This has greatly contributed to entrusting of our name in the entire lending community. 

If you are interested in speaking with one of our mortgage experts, you are requested to use the interactive tools provided on the site. In addition, we are ever looking forward to working with you. 

OUR TEAM 

FOR MORE THAN SEVENTEEN YEARS, WE HAVE BEEN OFFERING AWARD-WINNING SERVICES

GET YOUR PREAPPROVAL COMMENCED RIGHT AWAY

WE ARE ONE OF THE TOP WORKPLACES IN MCKINNEY CITY UNITED STATES

For about eight years, we have been at the top something that we are so proud of. 

Our Best VA Mortgage Rates

Currently, we have the lowest and most recent McKinney VA rates whereby our centers provide low-cost mortgages.

Do you want to buy a new property or refinance to a lower home loan?

The recent rate is providing depending on current market conditions. In fact, you are advised to fill out a short form so as to receive a quick no-obligation quote. 

Don’t hesitate to contact us for more information!